Features & Benefits
What the Investment Community Seeks
The reason for our tremendous success and growth in investor confidence is because of the benefits WH is able to earn and pass along to its shareholders. These traits and characteristics embedded in WH’s offering are long sought after by affluent investors when searching for a suitable investment vehicle.
Tax-Deferred and Tax-Free Profit
As prescribed within Section 130(1) of the Income Tax Act, WH’s Class A Preferred Shares are eligible for investors to hold within their RRSP, TFSA, RESP, RRIF, LIRA or other registered accounts. This allows the shareholder to earn profit on their investment on a tax-deferred and tax-free basis.
Investment Protection
Capital and wealth preservation ranked as the number one investment objective for affluent investors in Canada, the US and China according to a 2015 survey conducted by Forbes. Rightfully so, unlike traditional stock, bond or mutual fund investments, assets under management at WH are protected and secured by 100% of the borrower’s principal residence. A title, lien and deed registration are secured on the property with the obligations of the borrower, as well as remedies available to the lender, prescribed by law. This form of investment protection mirrors that received of Royal Bank (or any other major financial institution) when putting out a mortgage loan.
Healthy Returns
WH’s dividend on its Class A Preferred Shares has historically yielded a 8.0% annual return since inception. This return has been earned without the volatility or additional risk as associated with other investment vehicles including stocks, bonds, mutual funds or ETFs.
Fixed Income
WH’s Class A Preferred Shares are not subject to volatility and do not fluctuate in value. The Shares maintain their par value and dividend payments made to shareholders are fixed, contractual and known.
Consistent Cash Flow
WH’s dividends are earned annually and paid out consistently on the 15th of each month. Each dividend is eligible to be paid in cash or reinvested in WH’s DRIP or a combination thereof.
Liquidity
WH’s Class A Preferred Shares are embedded with liquidity features and are redeemable and retractable upon a 90-day written notice period for the amount paid upon such shares plus any accrued but unpaid dividends. Unlike other investment funds or corporations, WH does not charge for the redemption or retraction of its shares.
Broad Portfolio Diversification
WH’s shareholders own an interest in a large, diversified and professionally managed portfolio with assets under management allocated across multiple mortgages. The portfolio is monitored daily to maintain WH’s standard of optimal results including favorable operating income and excess cash flow for our shareholders.
Extensive Due Diligence Procedures
WH earns its management fees strictly from the operating income generated on its mortgaged assets under management and, therefore, only earns income if its underlying mortgages perform. As a result, WH has a definite incentive to prudently vet each potential mortgage investment opportunity which allows the Manager’s and Shareholder’s interests to be truly aligned. WH goes through an extensive set of due diligence procedures to ensure a high quality portfolio is maintained.
